Bye bye Puma St!

[4251]

One year in with ours soon on a 38 month PCP. Our balloon payment will be £14k.

In just over 2 years time this will be a cheap car to buy with less than 10k miles.

Plus your deposit/px and payments for 3 years.

[Smartguy67]

One year in with ours soon on a 38 month PCP. Our balloon payment will be £14k.

In just over 2 years time this will be a cheap car to buy with less than 10k miles.

Plus your deposit/px and payments for 3 years.

Rental costs for the privelige of having a brand new car to impress the neighbours. If I leased a car for 38 months and then bought a 3 year old Puma Vignale it would have cost me more.

Looked at buying a 3 year old one outright but then if we kept it 3 years would end up doing the same in 3 years time. Ideally the right way to buy is cash for a car that's under 1 year old and let someone else take the first year hit on depreciation but not many have a spare £25k kicking around to waste, oops, I mean spend on a car. Ford used apr is not the best.

[Ron240]

My last 8 brand new cars have been bought with cash.
Every one except my current Puma has been a more expensive model than the one that preceded it, but the biggest cash outlay was with the first one.
When I bought my Puma I had £9k left over.
I am a big fan of buying outright with cash.

[4251]

One year in with ours soon on a 38 month PCP. Our balloon payment will be £14k.

In just over 2 years time this will be a cheap car to buy with less than 10k miles.

Plus your deposit/px and payments for 3 years.

Rental costs for the privelige of having a brand new car to impress the neighbours. If I leased a car for 38 months and then bought a 3 year old Puma Vignale it would have cost me more.

Looked at buying a 3 year old one outright but then if we kept it 3 years would end up doing the same in 3 years time. Ideally the right way to buy is cash for a car that's under 1 year old and let someone else take the first year hit on depreciation but not many have a spare £25k kicking around to waste, oops, I mean spend on a car. Ford used apr is not the best.

I don’t know about Ford leasing but my Octavia VRS that I leased for 3.5 years with two reduced extensions was also available to purchase at trade price, it was a very good buy well below retail and had I not set my sights on a M3 it was a no brainer. So leasing can offer you the car at the end too for an excellent price, at least VW leasing does. So bearing in mind you can extend the lease with a reduction in monthly payment and buy the car for probably less than the guaranteed future pcp price it used to work out far better than pcp’s at one time and more flexible apart from the term lock in.